Banking & finance WhatsApp templates

Your account is active

Welcome to {{1}}, {{2}}. Your savings account ending {{3}} is now active. Your debit card and cheque book will be dispatched separately. You can start using net banking right away with the credentials sent to your registered email. For help, reply here any time.

Card activation successful. Your {{1}} debit card ending {{2}} is now active for ATM, POS and online use. Daily limits: ATM withdrawal Rs. {{3}}, online spends Rs. {{4}}. You can change these any time in the mobile app under Card Controls.

Never share your PIN or OTP with anyone.

Service request update: the communication address on your account ending {{1}} was changed on {{2}} as per your request (ref {{3}}). If you did NOT request this change, tap the button below or call our 24x7 helpline immediately.

Your auto-debit mandate is registered, {{1}}. Rs. {{2}} will be debited from your account ending {{3}} on the {{4}} of every month towards your {{5}}. Please keep sufficient balance one day before the debit date to avoid bounce charges.

EMI reminder: Rs. {{1}} towards your {{2}} (loan a/c {{3}}) is due on {{4}}. Please maintain sufficient balance in your linked account by the previous evening. If auto-debit fails, bounce charges and a credit bureau report may apply.

Due tomorrow: your {{1}} EMI of Rs. {{2}} will be auto-debited from account ending {{3}} on {{4}}. A quick balance check now can save you a Rs. {{5}} bounce charge. You can also pay manually using the button below and we will skip the auto-debit.

Payment update for loan {{1}}: the EMI of Rs. {{2}} due on {{3}} could not be collected. Total payable including charges is Rs. {{4}}. Clearing it within 7 days keeps your credit score unaffected. If you have already paid, please ignore this message.

Payment received, thank you. Rs. {{1}} has been credited towards your {{2}} EMI for {{3}}. Outstanding principal: Rs. {{4}}. Next EMI is due on {{5}}. No action is needed from you.

Your account statement for {{1}} is attached, {{2}}. The PDF is password protected — use the first 4 letters of your name in capitals followed by your date of birth (DDMM). Example: ANAN1503. Spot something unfamiliar? Reply here and we will look into it.

Your {{1}} credit card statement (card ending {{2}}) is attached. Total due: Rs. {{3}} Minimum due: Rs. {{4}} Due date: {{5}} Paying only the minimum attracts interest on the full balance, so clear the total due if you can.

As requested, here is your {{1}} for loan account {{2}}, covering {{3}}. This document is digitally signed and valid for income tax filing. If you need it for a different financial year, just reply with the year.

Action needed: periodic KYC update for your account ending {{1}} is due by {{2}}, as required by RBI guidelines. It takes about 3 minutes online — keep your Aadhaar-linked mobile handy. Accounts with pending KYC after the due date may face transaction restrictions.