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WhatsApp

KYC and account onboarding

Guide every applicant from signup to a verified account.

Collect PAN, Aadhaar and selfie uploads step by step in chat, push verification status automatically, and nudge anyone who stalls. Businesses running KYC on WhatsApp typically see completion rates near 70%, against 30–40% on email and portal flows.

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2.1× faster completion than email-led KYC

Use cases

How kyc and account onboarding teams use InfiQ

Step-by-step document collection

Ask for one document at a time — PAN, Aadhaar, selfie — as simple chat uploads, so applicants never face a 12-field portal form.

Triggers from your signup stack

A webhook or API call from your CRM, LOS or app fires the first KYC message within seconds of signup — or the moment a step stalls.

Live verification status updates

Auto-send received, under-review and approved updates at every stage, so applicants stop calling to ask where their file is.

Drop-off recovery nudges

Applicants who stall get reminders at 24 and 72 hours with a resume button that drops them back at the exact pending step.

Multilingual step flows

Run the same flow in Hindi, Tamil, Bengali or any approved template language, matched to the applicant's stated preference.

Step-level funnel tracking

See completion for every stage — signup, first upload, verified, activated — and find the exact document step losing applicants.

Measurable outcomes

The numbers kyc and account onboarding teams track

Every journey is measured end to end — from first message to the business outcome — inside one analytics view.

Analytics · KYC and account onboarding Last 30 days

Journey funnel

KYC flow started100%
First document uploaded76%
All documents verified61%
Account activated54%

typical KYC completion rate

68%

stalled applicants recovered by nudges

22%

median time from start to verified

12 min

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Put WhatsApp to work for kyc and account onboarding

Tell us your use-case — we’ll tailor the templates and flows and estimate the cost.

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FAQ

Frequently asked questions

Do applicants need to opt in before we send KYC messages on WhatsApp?

Yes — collect consent at signup, typically a checkbox or the applicant entering their WhatsApp number. InfiQ stores consent records with timestamps, plus audit logs and access controls, so you can evidence opt-in for any conversation.

Do KYC message templates need approval?

Yes, every business-initiated template goes through Meta review. KYC messages qualify as utility templates, which are usually approved within minutes to a few hours and cost less than marketing templates. InfiQ flags common rejection reasons before you submit.

Is it safe to collect PAN and Aadhaar documents over WhatsApp?

Messages and media travel over WhatsApp's encrypted transport, and InfiQ adds consent records, audit logs and access controls on top. You can auto-forward documents straight to your verification system and set retention rules so files don't sit in the inbox.

How does the flow know when an applicant has stalled?

Your onboarding system tells InfiQ where each applicant is via webhook or API — signup created, document pending, verification failed. Step timers in the flow builder then fire a nudge when a stage sits incomplete past the window you set, such as 24 hours.

How many reminders can we send without annoying applicants?

Two to three nudges spread over a week is the pattern that recovers the most applicants without complaints. Reminders stop automatically the moment the step completes, and any applicant can opt out with one tap.

What happens when a document gets rejected in verification?

The flow sends the rejection reason with a retake tip — better lighting, all four corners visible — and reopens the upload step. If the applicant fails twice or asks for help, the conversation routes to a shared team inbox for a human agent.

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