KYC and account onboarding
Guide every applicant from signup to a verified account.
Collect PAN, Aadhaar and selfie uploads step by step in chat, push verification status automatically, and nudge anyone who stalls. Businesses running KYC on WhatsApp typically see completion rates near 70%, against 30–40% on email and portal flows.
2.1× faster completion than email-led KYC
Nivara Capital
online
Complete your KYC
Hi Rohan, your Nivara Capital account is one step away. Upload your PAN and a selfie to finish KYC — takes about 3 minutes.18:42
Upload documents
Get help
PAN received and readable. No address proof needed — Aadhaar e-verify covers it. Just your selfie left.18:47
KYC approved
You're verified, Rohan. Your account is active — add funds and start investing right away.19:08
Add funds
Use cases
How kyc and account onboarding teams use InfiQ
Step-by-step document collection
Ask for one document at a time — PAN, Aadhaar, selfie — as simple chat uploads, so applicants never face a 12-field portal form.
Triggers from your signup stack
A webhook or API call from your CRM, LOS or app fires the first KYC message within seconds of signup — or the moment a step stalls.
Live verification status updates
Auto-send received, under-review and approved updates at every stage, so applicants stop calling to ask where their file is.
Drop-off recovery nudges
Applicants who stall get reminders at 24 and 72 hours with a resume button that drops them back at the exact pending step.
Multilingual step flows
Run the same flow in Hindi, Tamil, Bengali or any approved template language, matched to the applicant's stated preference.
Step-level funnel tracking
See completion for every stage — signup, first upload, verified, activated — and find the exact document step losing applicants.
Measurable outcomes
The numbers kyc and account onboarding teams track
Every journey is measured end to end — from first message to the business outcome — inside one analytics view.
Journey funnel
typical KYC completion rate
68%
stalled applicants recovered by nudges
22%
median time from start to verified
12 min
Recommended products
What powers this for kyc and account onboarding teams
Chatbots & Automation
Build no-code WhatsApp chatbots with InfiQ. Drag-and-drop flows, AI answers, lead qualification, order tracking and human handoff on the official API.
Explore Chatbots & AutomationWhatsApp Business API
Get official WhatsApp Business API access with InfiQ, a Meta Business Partner. Fast onboarding, green tick verification and template management.
Explore WhatsApp Business APIShared Team Inbox
InfiQ's shared team inbox puts your whole team on one WhatsApp number. Auto-assignment, labels, private notes, SLA tracking and agent analytics.
Explore Shared Team InboxKeep exploring
Templates and integrations for this workflow
FAQ
Frequently asked questions
Do applicants need to opt in before we send KYC messages on WhatsApp?
Yes — collect consent at signup, typically a checkbox or the applicant entering their WhatsApp number. InfiQ stores consent records with timestamps, plus audit logs and access controls, so you can evidence opt-in for any conversation.
Do KYC message templates need approval?
Yes, every business-initiated template goes through Meta review. KYC messages qualify as utility templates, which are usually approved within minutes to a few hours and cost less than marketing templates. InfiQ flags common rejection reasons before you submit.
Is it safe to collect PAN and Aadhaar documents over WhatsApp?
Messages and media travel over WhatsApp's encrypted transport, and InfiQ adds consent records, audit logs and access controls on top. You can auto-forward documents straight to your verification system and set retention rules so files don't sit in the inbox.
How does the flow know when an applicant has stalled?
Your onboarding system tells InfiQ where each applicant is via webhook or API — signup created, document pending, verification failed. Step timers in the flow builder then fire a nudge when a stage sits incomplete past the window you set, such as 24 hours.
How many reminders can we send without annoying applicants?
Two to three nudges spread over a week is the pattern that recovers the most applicants without complaints. Reminders stop automatically the moment the step completes, and any applicant can opt out with one tap.
What happens when a document gets rejected in verification?
The flow sends the rejection reason with a retake tip — better lighting, all four corners visible — and reopens the upload step. If the applicant fails twice or asks for help, the conversation routes to a shared team inbox for a human agent.
Send your first message today.
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